1. Can Medicare Pay for a Mobility Scooter?
Yes, Medicare Part B may cover 80% of a mobility scooter's cost—but only under specific conditions. You’ll need:
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A face-to-face visit and prescription from a Medicare-approved doctor
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Proof that you have difficulty walking inside your home
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A supplier enrolled in Medicare
Important to know: Only basic models are typically approved, and approval can take weeks, with limited choice on brands or features.
💡 Many customers choose to pay out-of-pocket to avoid delays and select the exact scooter they need, with fast delivery and full support.
🔗 Explore our mobility scooters
2. Why Is Private Pay Often Better Than Going Through Insurance?
Insurance can help cover some durable medical equipment (DME), but it often comes with:
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Long wait times for approvals
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Restrictions on features, brands, and models
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Paperwork, doctor visits, and follow-ups
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Out-of-pocket costs anyway (co-pays, deductibles)
With private pay, you skip the red tape and:
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Get the product you want
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Receive it faster
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Access expert customer support
3. Does Insurance Cover Hospital Beds for Home Use?
Yes, Medicare and some private insurances may cover a hospital bed if:
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It’s prescribed by a physician
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It’s deemed medically necessary
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You meet coverage criteria (e.g., mobility limitations, risk of bedsores)
But coverage is typically for basic, semi-electric models only. Most people who need advanced features (low bed height, positioning, easier transfers) opt to purchase beds privately for greater comfort and flexibility.
🔗 See top-rated homecare hospital beds
4. Will Insurance Cover a Hoyer Lift or Patient Transfer Lift?
Insurance and Medicare may cover a standard manual Hoyer lift, but they rarely cover:
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Electric models
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Patient lift chairs (a newer type of transfer device)
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Accessories like slings, scales, or wheels
Approval is also based on the patient’s condition and doctor's assessment.
💡 Our experts can help you select the right lift and explain the pros and cons of going through insurance vs. buying directly.
🔗 Guide: Choosing the Right Patient Lift for Home Use
5. What Kind of Wheelchairs Are Covered by Medicare?
Medicare may cover:
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Manual wheelchairs for individuals who can't walk short distances
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Power wheelchairs for people who cannot self-propel a manual one
Requirements include a face-to-face doctor visit, mobility evaluation, and documentation showing daily need inside the home.
However, Medicare only approves specific wheelchair types — you often cannot choose your preferred brand, weight, or travel features.
6. Can Insurance Cover a Recliner Lift Chair?
Yes, Medicare Part B may cover the lift mechanism only, not the entire chair. You’ll still need to pay for:
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The recliner body
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Fabric, padding, and premium features
So, while partial reimbursement is possible, most people prefer buying the full chair outright for quicker access and better style options.
🔗 Explore 3-position Geri Recliner Medical Chairs
7. How Long Does It Take to Get Equipment Through Medicare or Insurance?
It often takes 2 to 6 weeks, depending on:
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Your doctor’s responsiveness
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Insurance paperwork processing
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Supplier stock availability
If you're recovering from surgery, at risk of falls, or urgently need support, this wait may be too long.
💡 That’s why many families choose to pay directly — to get equipment fast and start care immediately.
8. Can I Use My FSA or HSA to Pay for Medical Equipment?
Yes! Most medical equipment — including mobility scooters, hospital beds, commodes, and more — are eligible for FSA/HSA reimbursement.
Always check with your plan administrator, and keep your receipts.